Soubhagya Laxmi Thev Yojana
Time Period: 24 months
This plan has been started on the day of Makar Sankranti; the deposit scheme is now opened for all, along with women.
Interest Rate:
For Senior Citizen: 9.50%
For Other: 9.25%
Terms And Conditions:
It has scheme of more interest rate so the preterm interest rates over the principle amount is 3%.
In this scheme there is facility to give 80% loan on amount.
There is no quarterly interest. After the completion of the term the amount along with interest is given back.
Chhatrapati Sambhaji Raje Thev Yojana
Time Period: 37 Months
This scheme has become very popular among the customers.
Interest Rate:
For Senior Citizen: 9.00%
For Other: 8.75%
Terms And Conditions:
It has scheme of more interest rate so the preterm interest rates over the principle amount is 4%.
In this scheme there is facility to give 80% loan on amount.
There is no quarterly interest. After the completion of the term the amount along with interest is given back.
Saving Deposits
For all the savings accounts necessary documents under K.Y.C are as below:
Interest Rate:3 %
1. Identity Certificate(One of the below)
Voting card Xerox
Adhar card Xerox
Driving license
Passport Xerox
Government certificate
NAREGA card Xerox
2. Residential Proof (One of the below)
Ration card Xerox
Electricity Bill Xerox
Telephone bill Xerox
Panchayat certificate
Other authorized certificate
Terms And Conditions:
At the beginning you need to deposit Rs.100.
One person can open only one account.
You can also open joint account.
Requires minimum Rs.100 on saving account.
Witness is required while opening the account. Witness person must be the account holder of the patsanstha.
To open account necessary documents under K.Y.C. are- Identity certificate, Residential Proof and 2 photographs.
You can withdraw money twice a week.
Interest will be charged on the least amount from the 1st day of the month to the end of the month.
If you lose passbook or close the account before 1 year then Rs 10 will be charged.
It is necessary to keep your passbook with you while withdrawing money.
Need to nominate.
Dam Duppat Deposit Account
Time Period: 8 years 9 Months
Interest Rate:7.50% quarterly compound interest
Terms And Conditions:
It has scheme of more compound interest rate so the time period will be 8 years and 9 months.
In this scheme there is facility to give 80% loan on amount.
1% interest will be deducted from the actual interest at that time during premature withdrawn of money.
Daam Didpat Deposit Scheme
Time Period: 5 yeras 2 months
Interest Rate:7.50% quarterly compound interest
Terms And Conditions:
After the defined time period one and half amount will be returned.
In this scheme there is facility to give 80% loan on amount.
1% interest will be deducted from the actual interest at that time during premature withdrawn of money.
Pension Scheme
| Amount | 1 year | 2 year | 3 year | |||
| Other | Senior Citizen | Other | Senior Citizen | Other | Senior Citizen | |
| 7% | 7.25% | 7.50% | 7.75% | 8% | 8.25% | |
| 10000 | 58 | 60 | 63 | 65 | 67 | 69 |
| 25000 | 146 | 151 | 156 | 161 | 167 | 172 |
| 50000 | 292 | 302 | 313 | 323 | 333 | 344 |
| 100000 | 583 | 604 | 625 | 646 | 667 | 688 |
Interest Rate:
For Senior Citizen: 8.25%
For Other: 8%
Terms And Conditions:
This scheme is useful for the small businessman who does daily savings.
If you close the account before the defined time then 2 % commission will be charged.
In this scheme there is facility to give 80% loan on amount.
The purpose of service is to collect their deposits at their homes.
Lokmangal Saving Scheme
1. Time Period: 6 months
Interest Rate:3.50%
2. Time Period: 1 year and more
Interest Rate:6%
Deposit is collected by lokmangal agent.
Terms And Conditions:
This scheme is planned to get certain amount per month.
Profitable to senior citizen.
In this scheme there is facility to give 80% loan on amount.
After taking loan the monthly pension will be deducted from the loan.
Recurring Deposit (This plan has been postponed)
| Rupee | 1Year(8%) | 2Year(8.50%) | 3Year(9%) | 4Year(9%) | 5Year(9%) |
|---|---|---|---|---|---|
| Rs 100 | Rs 1252 | Rs 2612 | Rs 4100 | Rs 5682 | Rs7372 |
| Rs 200 | Rs 2504 | Rs 5224 | Rs 8200 | Rs 11364 | Rs 14744 |
| Rs 500 | Rs 6260 | Rs 13060 | Rs 20500 | Rs 28410 | Rs 36760 |
| Rs 1000 | Rs 12520 | Rs 26120 | Rs 41000 | Rs 56820 | Rs 73720 |
| Rs 5000 | Rs 62600 | Rs 130600 | Rs 205000 | Rs 284100 | Rs 368600 |
Interest Rate: 8% for 13 Months, 8.50% for 25 Months
Term Deposit
Interest Rate:
| Time Period | Other | Senior Citizen |
|---|---|---|
| Call Deposit (More than 15 days) | 6% | 6% |
| 30 to 90 Days | 5.50% | 6% |
| 91 to 180 Days | 6% | 6.25% |
| 181 days and less than 1 year | 6.25% | 6.50% |
| 1 year and less than 2 year | 7.00% | 7.25% |
| 2 years and more than that | 7.50% | 8.00% |
Terms And Conditions:
1% interest will be deducted from the actual interest at that time during premature withdrawn of money.
In this scheme there is facility to give 80% loan on amount.
Lakshyadish Saving Scheme
Interest Rate:8.00%
| Sr. No. | Per month amount | Term Period | Contributory amount |
|---|---|---|---|
| 1 | Rs 2440 | 3 Years | Rs 1 lakh |
| 2 | Rs 1760 | 4 Years | Rs 1 lakh |
| 3 | Rs 1360 | 5 Years | Rs 1 lakh |
Terms And Conditions:
In this scheme, after specific time period the amount will be Rs. 100000 on regular saving plan.
If you close the account before defined time then interest rate will be 3%.
The account can be transferred from one branch to another.
If there is late in filling installment then default fees monthly percent 1.5% will be charged.
In this scheme there is facility to give 80% loan on amount.
The time period of this scheme will be from 3 years to 10 years.
Swayam Suraksha Yojna
Terms And Conditions:
In this scheme you have to deposit once Rs. 570. And you can get accidental protection of Rs. 50,000 up to age limit 65 years.
After the time limit 500Rs will be returned to you.
Accident can be of any type including vehicle accident.
Current Deposit Scheme
Terms And Conditions:
At the beginning you need to deposit Rs.500.
One person & firm can open only one account.
You can also open joint account.
Requires minimum Rs.500 on current account.
Witness is required while opening the account. Witness person must be the account holder of the patsanstha.
To open account necessary documents under K.Y.C. are- Identity certificate, Residential Proof and 2 photographs.
You can withdraw max below 50000/- in cash per day .
No Interest will be paid to this scheme .
If you lose passbook or close the account before 1 year then Rs 10 will be charged.
It is necessary to keep your passbook with you while withdrawing money. & sanstha will provide cheque book to operate internally in branch only.
Need to nominate.
Nav Deep Thev Yojana (This scheme is on hold)
Time Period: 1 years
Interest Rate:10% for all , the amount will be accepted in multiple of 10,000
Terms And Conditions:
It has scheme of more interest rate so the preterm interest rates over the principle amount is 4%.
In this scheme there is facility to give 80% loan on amount.
There is no quarterly interest. After the completion of the term the amount along with interest is given back.
| Deposit amount | ||
|---|---|---|
| Principle Amount | Refund Amount | |
| Rs 10000 | Rs 11000 | |
| Rs 20000 | Rs 22000 | |
| Rs 30000 | Rs 33000 | |
| Rs 40000 | Rs 44000 | |
| Rs 50000 | Rs 55000 | |
| Rs 100000 | Rs 110000 | |
Samruddhi Thev Yojana (This scheme is on hold)
Time Period: 5 years
Terms And Conditions:
Fill Rs.5000 and pay 60 months Rs.1000 per month to get Rs.79,555 maturity
The Account holder who participate in scheme should be the member of 'A' class and Saving Account holder.
In this Deposite scheme there is a 5 years of fixed period to receipt.
The loan against deposit has given the name "Samrudhhi Thevtaran Loan"
You would get maturity amount 79,955 with the interest.
On the receipt the rate of interest on deposit loan will be 2% more i.e 11.5% and the interest will be charged on monthly basis.
The repayment of Rs 45000 loan taken by the customer is to be paid by every month by paying 1000 rupees for 60 months.
This deposit can not be closed within 1 year.
If the deposit is to be terminated before the fixed time, the same rules will be applicable as per the term deposit
Deposit against loan can be paid lump sum to the account throughout the period whenever customer wants. Account will be closed & original deposit receipt will be handover to the customer.
Deposit Scheme will be continued from 01/01/2019 to 31/12/2019 for a limited period and in this case all rights reserved by patsanstha.
Arunoday Thev Yojana
Time Period: 15 Months
This scheme has been started to get short term deposits. This scheme has become very popular among the customers.
Interest Rate:
For Senior Citizen: 9%
For Other: 9%
Terms And Conditions:
It has scheme of more interest rate so the premature interest rate over the principle amount is 3%.
In this scheme there is facility to give 80% loan on amount.
After the completion of the term the amount along with interest is given back.
Supersix Thev Yojana (This plan has been postponed)
Time Period: Supersix Tenure will have a Recurring Deposit Account of 6 months
Interest Rate:
The rate of interest for the scheme is 8. 08% will be provided.
The customer will receive 6 months deposit and interest payable.
After 6 months, the interest rate will be 1% more than the interest rate for the rest of the six months reinvestment.
The customer will receive 6 months deposit and interest payable.
At least Rs. 500 / - deposit account required.
The details of this scheme are as follows:
| Sr. No | Monthly Amount | The amount received after the term |
|---|---|---|
| 1 | 500 | 3071 |
| 2 | 1000 | 6142 |
| 3 | 1500 | 9213 |
| 4 | 2000 | 12284 |
| 5 | 5000 | 30711 |
| 6 | 10000 | 61422 |
Terms And Conditions:
Interest will be paid at the rate of 4% of the depositor's deposit term.