Sr. No. | Type of deposits | Interest Rate | Terms and conditions |
1 | Soubhagya Laxmi Thev Yojana Time Period: 18 months This plan has been started on the day of Makar Sankranti; the deposit scheme is now opened for all, along with women. |
10.011110%
Senior Citizen:- 10.75% |
- It has scheme of more interest rate so the preterm interest rates over the principle amount is 4%.
- In this scheme there is facility to give 80% loan on amount.
- There is no quarterly interest. After the completion of the term the amount along with interest is given back.
|
2 | Arunoday Thev Yojana Time Period: 30 months This scheme has been started to get long term deposits. This scheme has become very popular among the customers. |
10.75%
Senior Citizen:- 11% |
- It has scheme of more interest rate so the preterm interest rates over the principle amount is 4%.
- In this scheme there is facility to give 80% loan on amount.
- After the completion of the term the amount along with interest is given back.
|
3 | Saving Deposits For all the savings accounts necessary documents under K.Y.C :
- Identity Certificate(One of the below)
- Voting card Xerox
- Adhar card Xerox
- Driving license
- Passport Xerox
- Government certificate
- NAREGA card Xerox
- Residential Proof (One of the below)
- Ration card Xerox
- Electricity Bill Xerox
- Telephone bill Xerox
- Panchayat certificate
- Other authorized certificate
| 4% | - At the beginning you need to deposit 100 Rs.
- One person can open only one account.
- You can also open joint account.
- Requires minimum Rs. 100 on saving account.
- Witness is required while opening the account. Witness person must be the account holder of the patsanstha.
- 6. To open account necessary documents under K.Y.C. are- Identity certificate, Residential Proof and 2 photographs.
- You can withdraw money twice a week.
- Interest will be charged on the least amount from the 1st day of the month to the end of the month.
- If you lose passbook or close the account before 1 year then Rs 10 will be charged.
- It is necessary to keep your passbook with you while withdrawing money.
- Need to nominate.
|
4 | Dam Duppat Deposit Account Time period: 7 years 10 months | 10.50% quarterly compound interest | - It has scheme of more compound interest rate so the time period will be 6 years .
- In this scheme there is facility to give 80% loan on amount.
- 1% interest will be deducted from the actual interest at that time during premature withdrawn of money.
|
5 | Daam Didpat Deposit scheme Time period : 4 years 7 months | 10.50% quarterly compound interest | - After the defined time period one and half amount will be returned.
- In this scheme there is facility to give 80% loan on amount.
- 1% interest will be deducted from the actual interest at that time during premature withdrawn of money.
|
6 | Pension scheme
Pension Deposit Plan [ Duration 3 Years ] |
Principle Amount | Per Month | For Senior Citizen |
Rs 10000 | Rs 92 | Rs 96 |
Rs 25000 |
Rs 229 | Rs 240 |
Rs 50000 | Rs 458 | Rs 479 |
Rs 100000 | Rs 917 | Rs 958 |
| 10.50% Senior Citizen:11% | - This scheme is planned to get certain amount per month.
- Profitable to senior citizen.
- In this scheme there is facility to give 80% loan on amount.
- After taking loan the monthly pension will be deducted from the loan.
|
7 | Lokmangal Saving scheme Time Period:
- 6 months
- 1 year and more
Deposit is collected by lokmangal agent. |
3% 6% | - This scheme is useful for the small businessman who does daily savings.
- If you close the account before the defined time then 2 % commission will be charged.
- In this scheme there is facility to give 80% loan on amount.
- The purpose of service is to collect their deposits at their homes.
|
8 | Recurring deposit:
Rupee | 1 Year | 2 Year | 3 Year | 4 Year | 5 Year |
Rs 100 | Rs 1265 | Rs 2650 | Rs 4155 | Rs 5780 | Rs 7525 |
Rs 500 | Rs 6325 | Rs 13250 | Rs 20775 | Rs 28900 | Rs 37625 |
Rs 1000 | Rs 12650 | Rs 26500 | Rs 41550 | Rs 57800 | Rs 75250 |
| 10% | - This scheme is useful to fill regular monthly installment.
- The purpose to save daily.
- 4% intrest rate will be applicable for before maturity.
- In this scheme there is facility to give 80% loan on amount.
- If account is closed before 3 months then 20 Rs will be charged.
- The account can be transferred from one branch to another.
- If there is late in filling installment then default fees monthly percent 1.5% will be charged.
|
9 | Term Deposit:
Call Deposit (More than 15 days)
30 to 90 Days
91 to 180 Days
181 days and less than 1 year
1 year and less than 2 year
2 years and more than that |
other | Sr. Citizen |
8% |
8% |
7% | 7.5% |
8% | 8.5% |
9% | 9.5% |
10% | 10.5% |
10.5% | 10.75% |
| - 1% interest will be deducted from the actual interest at that time during premature withdrawn of money.
- In this scheme there is facility to give 80% loan on amount.
|
10 | Lakshyadish Saving Scheme:
Sr. No. | Per month amount | Term Period | Contributory amount |
1 | Rs 2400 | 3 Years | Rs 1 lakh |
2 | Rs 1740 | 4 Years | Rs 1 lakh |
3 | Rs 1300 | 5 Years | Rs 1 lakh |
4 | Rs 1100 | 6 Years | Rs 1 lakh |
5 | Rs 880 | 7 Years | Rs 1 lakh |
6 | Rs 750 | 8 Years | Rs 1 lakh |
7 | Rs 640 | 9 Years | Rs 1 lakh |
8 | Rs 550 | 10 Years | Rs 1 lakh |
| | - In this scheme, after specific time period the amount will be Rs. 100000 on regular saving plan.
- If you close the account before defined time then interest rate will be 4%.
- The account can be transferred from one branch to another.
- If there is late in filling installment then default fees monthly percent 1.5% will be charged.
- In this scheme there is facility to give 80% loan on amount.
- The time period of this scheme will be from 3 years to 10 years.
|